Auto-pay ~ New Phone & Plans I HAVE to upgrade my phone, but to do that I have 2 options :OPTION #1 :To keep my current plan I have to purchase new phone outright, yeeaaahhhh. NOT in this economy!OPTION #2 :Select a new plan, none of which are the same price as my current one, closest is $10.⁰⁰ IF I sign up for the 'auto-pay' (also known as auto-debit) discount; if I don't sign-up for the auto-pay its $20.⁰⁰ more! Errrrrr!!!! OBVIOUSLY I'll be doing option #2, preferably without the auto-pay. I, however, have a feeling I need to sign-up for it.The fineprint below is the only fineprint I found, however, this doesn't mean the answer to my question isn't covered by Koodo, its just all I could find. That said, the following is copy & pasted directly from Koodo :'The auto-pay discount, if applicable, is only available for eligible Canada Wide Plans and does not apply to Starter Plans. The discount will be applied at the start of your next bill cycle, once your plan change and pre-authorized payment setup are bo