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Hello. I bought a phone yesterday that turned out to be an American version. I inserted my sim and calling and data work fine, but I'm worried about roaming fees since the phone is not a Canadai variant. Does anyone know if I will be charged for using a Koodo sim card on it?

Heck no, you won’t be charged. It’s the plan (SIM) that you use that determines the cost of your usage, not the phone. Enjoy your new phone :)