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Hard credit inquiry

  • November 27, 2022
  • 1 reply
  • 85 views
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Why did I get a hard inquiry on my credit for a month to month service without notification or permission? 

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    1 reply

    Bernard Koodo
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    • Bernard Koodo
    • Official Rep
    • November 27, 2022

    @Maggie4000 In Canada, selected businesses have limited access to credit files to ensure business continuity. It does not require expressed consent to be given. 

    https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/credit-report-score-basics.html

    All mobile phone providers for post paid services require access to credit history. For prepaid services this is not the case.  I hope this helps. 

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