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we don't use a credit card, how can we pass the credit check then? 

You will have to go in store with:

  • Canadian Driver’s License, or
  • Canadian SIN card or Letter, or
  • Canadian Credit Card

Plus, any one of the following pieces of photo identification:

  • Valid Canadian Driver’s License (a driver’s license can’t be used for both photo ID and a credit check assessment)
  • Valid Passport (Canadian or foreign)
  • Work Visa
  • Department of Defense ID
  • Permanent Resident Card
  • Native Indian Status Card
  • CNIB Card
  • Valid Provincial/Territorial Photo ID (government-issued)
  • Possession and Acquisition License (PAL)

 

https://www.koodomobile.com/en/help/credit-check-requirements