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Pre-authorized payments on Visa question


Jared Denison

I agreed to a $5 discount for pre-authorized payments for my monthly bill.  If i sent an e-transfer before the payment is charged to my credit card would I still be charged on my credit card. 

Best answer by Flo Koodo

Hi ​@Jared Denison 

If the payment sent via e-transfer is posted before the payment is attempted throug the automatic payment, then you won’t be charged again on the credit card. The automatic payment only goes through if there is an amount due. If it’s $0, no payment should come out from your credit card.

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Flo Koodo
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  • April 6, 2025

Hi ​@Jared Denison 

If the payment sent via e-transfer is posted before the payment is attempted throug the automatic payment, then you won’t be charged again on the credit card. The automatic payment only goes through if there is an amount due. If it’s $0, no payment should come out from your credit card.


Jared Denison
Flo Koodo wrote:

Hi ​@Jared Denison 

If the payment sent via e-transfer is posted before the payment is attempted throug the automatic payment, then you won’t be charged again on the credit card. The automatic payment only goes through if there is an amount due. If it’s $0, no payment should come out from your credit card.

Thank you


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