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Koodo Community

Recently had an old account settled and closed. Received my release letter today and provided to Koodo. She said it will take 3-6 months to fully close and then it will still show on my credit for 7 years I assume as a closed account???? Is this true??

Closed accounts can stay on for several years. If it’s ana ccount that was in good standing, that’s generally helpful for credit. If there’s late payments recorded, these “negative” records stay on your account for 2-7 years, depending on the type. You can find more info here:

https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/information-credit-report.html

 

Not sure how much you want to discuss on a public forum, but happy to discuss however far you are comfortable with.