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credit check - soft hit or hard hit

  • 24 November 2023
  • 3 replies
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Koodo asked me for a credit check to become new client, is this the soft hit or hard hit?

Thanks.

 

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Best answer by Dinh 24 November 2023, 10:00

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Userlevel 7
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If it is the 1st time you sign up with Koodo, it is likely a hard credit check.

I have signed up for Koodo twice in the past 8 years with a 3 year gap in the between terms, both times was a hard credit inquiry.

Userlevel 7
Badge +4

I have signed up for Koodo twice in the past 8 years with a 3 year gap in the between terms, both times was a hard credit inquiry.

If you cancelled, your account was closed. So when you signed up again, they considered you as a new customer and activate similar to the 1st time.