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Question

Plaid can't connect to my bank anymore

  • December 1, 2025
  • 4 replies
  • 47 views

My banking account was disconnected from Plaid after going negative (bad cheque) right before the billing date. The issue’s been fixed for a while, but I now have 2 unpaid months and Plaid is giving me errors every time I try connecting back to it.

I can’t exactly just… move to a different bank, but if I can’t pay from the bank I’m already with, what can I do?

4 replies

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  • Mobile Master
  • December 1, 2025

Hey there,

Plaid sometimes blocks reconnection after a failed payment, even if the issue’s fixed. Try adding your bank manually in Self Serve instead; skip Plaid. If that fails, double-check your account details and try incognito mode. If nothing works, Koodo’s help page has more details on payment options: https://www.koodomobile.com/en/help/paying-your-bill-self-serve 


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  • Mobile Master
  • December 1, 2025

Instead of using Plaid, have you tried manually putting in your transit number, institution number, and account number for your chequing account to set up your pre-authorized payments? There should an option in your Self-Serve account. https://www.koodomobile.com/en/help/setting-pre-authorized-payments

With respect to the unpaid amounts, you can first clear that up by making a one-time payment with your credit card. You will not get an auto-pay discount on your subsequent bill, but at least you will not accumulate any additional charges from your previous bills.


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  • Mobile Master
  • December 2, 2025

Are you trying to make one time payments or setup auto pay?


Flo Koodo
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  • Official Rep
  • December 2, 2025

@NTG3 

Have you managed to set up the automatic payments in the meantime?

We see several failed attempts yesterday.

If you are stil unable to make a payment in self serve using the most recent method that you tried, please contact your bank.

Regarding the pre-authorized bank payments, have you followed the steps on the website to add the details manually, as suggested by MilkyWay above?