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Paying the bill time constraint


what time is the bill due by on the due date, I want to make sure if I pay on the due date I won’t be charged a late fee. Is there a cut off time? Thanks

Best answer by MilkyWay

Ellen1234 wrote:

what time is the bill due by on the due date, I want to make sure if I pay on the due date I won’t be charged a late fee. Is there a cut off time? Thanks

Generally speaking, if you are paying by credit card, the transaction should go through immediately. In that situation, you can still pay it off before midnight. On the other hand, if you are paying directly from your bank account, it is best to pay it off earlier, as it takes a few days to process the transaction. 

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  • Mobile Master
  • 6176 replies
  • Answer
  • April 14, 2022
Ellen1234 wrote:

what time is the bill due by on the due date, I want to make sure if I pay on the due date I won’t be charged a late fee. Is there a cut off time? Thanks

Generally speaking, if you are paying by credit card, the transaction should go through immediately. In that situation, you can still pay it off before midnight. On the other hand, if you are paying directly from your bank account, it is best to pay it off earlier, as it takes a few days to process the transaction. 


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  • Mobile Master
  • 29055 replies
  • April 14, 2022

I would expect 4pm eastern time (end of business day).

But if you are paying buy credit card that doesn't give you any real advantage paying at 4pm or 9am.