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I set up auto pay but I have no idea when the payments will be coming out each month. Can it be set up to a Mastercard instead of bank account? 

Hi ​@Annoyed22 you can set whichever method you’d prefer for pre-authorized payments - credit card or direct debit from your bank account. Payments will be processed around 10 days before the due date - the date can vary due to weekends and holidays.

You can find more on pre-authorized payments here https://www.koodomobile.com/en/help/setting-pre-authorized-payments

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