I'm currently on a plan under my father's account. My phone has a -$13 tab and I want to pay off the tab and get one of the newer plans on my same phone but I'd like the bill to be under my name. To get my name off of his bill and get my own bill will I need him to call Koodo or can I do it myself? I assume since the current bill is under his name that he will have to do it but it would be a lot easier if I could do it myself. Also once I pay off the tab, I own the phone right? If I wanted to switch to another service provider, I could bring that phone and just get a SIM from the new provider? Just trying to understand what paying off a tab actually means.