I'm very confused as to how the new tab is supposed to be 'more transparent'? I have a very old phone so I was planning on getting a new one, but now apparently Koodo's tab doesn't subsidize the cost of the phone at all and I'm going to have to pay an additional 15$ per month on top of my plan to get a different phone until I've paid the full new phone's upfront price... I mean, that's not a subsidy, that's just a payment plan. What the heck, that was Koodo's entire market appeal? Plus I've read that if I get a new phone I won't be able to keep my old plan anyway? Is that true?