I have a grandfathered talk and text plan with no data. It is a great plan that suits my needs better than any currently offered plan. I also have a Tab under the old tab system, under which a fraction of each of my bill payments goes towards reducing my Tab balance. I would like to upgrade my phone but keep my old plan. Under the old system, after paying off my tab I would have received $150 off the cost of a new phone by putting in on my tab and then continued to pay my regular monthly fee with no additional costs. Under the new system it looks like whatever balance I put on the tab I end up having to pay as an extra Tab Fee each month. Does Koodo no longer offer any kind of subsidy for buying the phone through them? I can’t think of any good reason to upgrade through Koodo anymore. Seems to me there's even a good reason NOT to – if I buy an unlocked phone anywhere else I can just pop in my Koodo SIM card and keep building a positive TAB balance on my old Tab and keep my old plan instead of losing my Tab and potentially my plan. Am I missing something? Did the subsidy really disappear? Thanks for any insight you might have!