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How is the Tab credit applied to a new phone


I currently have a credit on my Tab balance and would like to consider a new phone.  It lists the phone at $0.00 down and a "Large Tab".  Will this simply reduce the number of payments towards the Tab, or reduce the monthly amount?

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Userlevel 7
On tabs the tab portion is spread over two years on 24 equal payments so tab large 504$ is 21$ per month on top of your plan.
Does the credit I have, then reduce this amount or the # of payments?
Userlevel 6
Stephen Kirk wrote:

Does the credit I have, then reduce this amount or the # of payments?

You'll still pay $21/month but until the Tab is paid off (reduce the number of payments)

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