Everyone likes the tab. Especially without the contract part. It would be nice, for family accounts or persons with 3 or more devices, to bank their tabs. Allowing them to all work together for upgrades faster. It also works to Koodo's benefit of spreading the responsibility of tab payments to more than one person. Increasing the reliability of payment. This should, by affect, allow koodo to offer the most expensive phones on tab to the family or groups. Just another tab idea!