So far im currently using the galaxy note 2 for about a month so far with a tab payment of $300 and the first option of the plan $35 a month. I chose to do the Tab payment with koodo. now I learned that koodo is offering the iPhone 5s and I'm choosing to get it free with the Tab payment. the trouble is that dad doesn't want to pay the remaining balance of the Tab to upgrade to the iphine 5s which doesn't make sense. why can't he pay the remaining of it that he chose to add 5-10 dollars to the monthly bill? even if we stop using koodo, the balance needs to be payed. I don't really see what's the point. Added: The reason why Im upgrading is because I never knew that iphone was displayed until I asked a month after I got the note. I asked why and they told me that it's a Law by Apple. Added: I may have to pay around 275-285 dollars from remaining tab. So if I do the upgrade, how much do I pay? My dad and myself are a bit confused about this. Thank you.