ok first i want to ask, all plan clear in 24 months for sure? and not only limited to new customers right? where is the site on koodo it says this? say i borrow medium tab from koodo for 300 and i owe 300, on top of the 15% i contribute every month i pay another 5 dollars?! 5 times 24 is only 120... where does the 180 go? Koodo looses the money?