The Tab is the finance scheme. If anything it is an interest free loan as long as you have a monthly plan. You other options would be a credit card or a line of credit from your bank
Buy the Moto G for $150. Its the cheapest quad core device out there. Id recommend going on a Small Tab though. You get the device for $0 and in many places will offer a.gift card attachment. (Best buy, WOW! Mobile, Wireless Wave etc.) If you go on Tab, you're only "locked in" for the $150 anyway. After 2 years, the Tab balance is guaranteed to be $0. That seems like quite the perfect scheme
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