I was going though the koodo website and its plans and I thought they offered good prices and seemed affordable. And I also found a perfect plan for myself and it was in my budget! Hooray! I was really interested in purchasing the $45 plan with the new HTC One M9. But I noticed that there is a $15 monthly tab add on. But adding this would make my monthly bill $60, which defeats the whole idea of my budget. Is there any way to avoid the monthly tab charge because I would really love to get that plan without the other charges.