hello, last night, i got mugged on the road by two people. it was very traumatising,...never gone through something like this. It was just a 3 day old phone. i got insurance for the 7$ thing. its an lg g3. i m a student here...working part time. will koodo replace the phone since i paid premium? cant afford to buy a new phone sadly. any tips would be helpful. yes .i made a police report. the phone is on tab. not cc purchased. thank you. be safe.