I got a.gift card when purchasing my phone online. I currently have a monthly plan and would like to switch to prepaid as soon as I can. I was told by koodo I can switch to prepaid after 15 days. However, I read something about having to repay the.gift card amount if you cancel before 90 days. Does switching to prepaid count as cancelling or do I have to wait the 90 days in order to keep the.gift card?