hi, if you have the pre authorised payment, i think this cent only to verify that the credit card is active and not maxed out but, I might be wrong but i think you actually get it back, it s only pre authorised but not charged, you could ask your bank also.
I am getting the same problem now. This month is 3 cents over. 3 individual 1 cent transaction plus the exact bill payment. Just called koodos and they said to contact the bank and have them deal with koodos financial.