Since you're on an LG G4, you might still have a fair bit of a tab to pay down (don't know when you acquired the phone). I understand you have a Kamloops cell # with Koodo, and your contacts in Nanaimo who aren't with Koodo might incur long distance charges. Agreed with BobTheElectrician about getting a Nanaimo number or toll-free number through voip and then forwarding it to your Kamloops number.
Another option you may benefit from (when your Koodo tab runs low) is to activate a new line with Koodo on the same account with a Nanaimo number (either with a new phone or by using your existing LG G4). Then port your Kamloops number to Fongo (one-time fee of $25). Using Fongo to call Kamloops wouldn't be any good but the other way around would work perfectly. You can call people in Kamloops with the new Nanaimo number by benefiting from Koodo's nation-wide calling plans. Then with Fongo, forward the calls from the Kamloops number to the new Nanaimo number. Free call forwarding for life! That way you can receive calls on either number, and it'll ring on your cell.
For texting, Fongo includes unlimited incoming texts (outgoing texts are extra). For incoming texts, go into the app periodically to see if anyone has texted you. Then text them back using your new Nanaimo number.