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The competition has some very time limited pre-Xmas promos going on for those who have their own phones. Check out Redflagdeals.com under cellular. For example, there is a promo now for 10 GB data plus unlimited voice, texting, wifi calling, VoLTE (no data leakage) and more for $60/month. Two [premium] carriers are price matching either, but one of them has a better reputation in honouring grandfathered plans.