Let Koodo save your credit card information to pay quickly

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  • Updated 5 years ago
I know online shopping companies allow you to pick a credit card you have saved in order to pay your bill. I think it would be great if Koodo did the same thing where you can check your bill, choose the saved credit card and you're done!

I'm aware Koodo has pre-authorized payments, but this option is not the same as it automatically charges your credit card. This is not ideal if you're a student like myself, who has a low credit card limit and needs to continually monitor how much is on it before charging more.
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Gord

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Posted 5 years ago

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RudyW

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It's a good idea. I don't know if companies are allowed to keep your credit card number on profile though. Somehow I think pre-authorized is different.
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Paul Deschamps, Mobile Master

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They keep it on your phone for the Google Play Store & you just click on what card you want to use & buy game
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Paul Deschamps, Mobile Master

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So like if you log into your self serve on your phone, then go to pay bill it would save your credit card info right there and you just click the pre authorized card like in the PlayStore & then click pay? I think that would be great.
I guess maybe an amount for ppl who can't pay the entire month every once in awhile also.
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Marcus Fenix

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I agree it's a nice idea, but Koodo's stand point on this is to try and minimize credit card fraud as much as possible, so while the card info is technically saved, the majority of the numbers are blanked out.

If you do online payments with a credit card, most browsers have a filled form option that saves this type of information.
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Gord

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How would credit card information being saved create fraud? Lots of companies I use do this to allow for quick payment and I've never had a problem (i.e. itunes, google play, amazon, well.ca, etc). Many show the last 4 digits of your credit card only, to allow you to distinguish which card you're using (if you have more than one, for example). It makes it so you can only use the card for that one website and a hacker would not be able to copy it because they can not read the other numbers.

Although most browsers have this option, it isn't as safe as if it were saved on a website nor is it as practical. I use different computers for one, meaning I would have to save it on all of them. Second, all of these computers have multiple users and I would rather keep my credit card to myself.
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Marcus Fenix

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I guess you've never heard of employees stealing credit card info and using it for their own means? That, is credit card fraud. Koodo would rather protect their customers instead of having convenience and fraud potential.
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Gord

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Not for purchases made online using web encryption I haven't. This is a standard practice among large companies now a days. Koodo already does this actually, it's called pre-authorized payments. To do this the credit card information is encrypted and stored. What I'm proposing is less the "pre" -authorized and allow us to authorize the transaction each bill.
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Marcus Fenix

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Maybe I'm not following your "idea". If you don't want pre-auth credit card payments, then just enter in the card info and process it.
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Ahmad

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You guys need to watch Marketplace on credit card fraud and business' systems/credit card info storing
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Zaphod Beeblebrox

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For the protection of your information, Koodo does not want to keep credit card details visible on any system with the exception of the last four numbers. Only reason for THAT is to have alternate ways to verify an account or confirm payment details should the need arise.

I do agree on the aspect of it being easier to pay without having pre-authorized payments. Unfortunately, lots of people have nothing better to do than destroy someone else's credit rating and/or steal thier identity....

All the same, Gord, it is a vaild idea :)
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Ashley

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Great idea Gord, it would definetly make a lot of people's lives easier and put them in greater control of what and when they spend money on their credit card. We'll think about this one, if it becomes a reality you'll be the first to know!

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