I would like to pay off my phone so I can get a new one, but it's before my upgrade so do I have to pay for the iPhone 6 for example? Or can I get it for free because it's been 2 years with the iPhone 4s and I'll also pay it off.
You can pay off your tab at anytime to then get a new tab with a new phone! You will be able to take either 360$ or 504$ off the price of a phone and put towards the tab. The tab amount will then be split into 24 monthly payments that will be added to your monthly plan.