I would like to pay off my phone quicker and get a credit for my tab. How do I ask Koodo to, say, knock off the last six months of my phone payment? Like charge me for 18 months instead of 24? I know some companies do that.
The Tab is a free loan so there is no benefit to paying it off sooner, unless you want to change your plan to a no-tab plan. You can choose to pay off your tab all at once. Just save your money until you have enough and then pay it off. There is no way to make tab payment contributions or to increase your tab payment amount. Koodo's payment system is not that sophisticated.
We often make special personalized offers available to upgrade to new phones based many attributes a customer might have. I would suggest to log into your account and see if there is an offer currently available. They may not tab pay-off offers all the time sometime is it's bill credits as well for a period of time.