Why is the balance on my credit report what it is? It isn't reflecting the actual balance of my Koodo bill? Should it not be the same, or am I just confused as to how it works/how it is reported to the credit bureaus? I am new to monitoring the credit score stuff, so I am just learning how it all works. But if someone knows why Koodo reports a different amount than what is actually owed, then I would appreciate it.. I thought at first it was the tab balance, but no it is not. It is a completely different number than what the bill and/or what the tab is. Thanks in advance.