Changing to prepaid - have I got it right?

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  • Updated 7 months ago
We have 2 excellent postpaid plans for BC ($60 - 4 gb - 1000 min and $50 - 2 gb - 500 min including unlimited US calls) so the thought of giving them up is scary. However, that is still $110 a month and we don’t use our phones enough to justify the costs.

My husband might use 150 to 200 talk minutes a month including a few calls to the US, and he might use data once a month if that. He just likes having it in case. So changing him from the $50 plan to a $15 base with talk and data boosters is a no brainer. We would just have to top up his talk minutes every few months and 1 gb of data would probably last him for a year or two.

I prefer texting so a good talk booster would last me many months. My issue is that although I barely use my data for 6 months of the year, we are away for 3 or 4 days every 2 weeks on average for the other 6 months at a place that does not have wifi so my data gets used at about 2 gb a month (give or take). So not being familiar with prepaid plans Is there a limit to how much data boosters one can accumulate? I thought if I got the $15 base plan, I could buy a $30 data booster monthly (and take advantage of any bonus deals that come along like the one on right now). This way if I start I start stockpiling data starting this month we will have 6 gb built up by summer (when we start using it) and I would continue to add to and use over the summer. This would only cost me $15 base plan + $30 a month for data booster (and occasional talk booster) so I would be paying $45 a month instead of $60. So my question is can I buy and stockpile as much data as I want or is there a limit?

Am I correct in understanding that with prepaid we will have the ability to call and text anywhere in Canada with no long distance charges, and use data anywhere in Canada? And that I will lose free calling between my husband and me, along with free evenings and weekends? I understand calling to the US will use double minutes. Is there anything else I should be aware of?

If I make this change my monthly bill will come down from $110 monthly to abt $60 with the occasional top up of talk minutes for me and a once a year top of data for my husband.
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Lily Ellis

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Posted 7 months ago

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Dinh, Mobile Master

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hi Lily,
- The $15 baseplan doesn't have minutes so you would have to add some minutes booster to your plan also, if you want to talk (occasionally as you mentioned)
- From Koodo website, I believe you can stock up as many as you could.
- Texting is for international, so you are good to text canada-wide.
- Yes, you will lose the free talking within one account with your monthly plan.
- If you go for "fully" prepaid, I would suggest you compare your prepaid plans with Public Mobile also. It is a Telus sub-brand with no phone support agents. If you can live with it, then it could be another option.
(Edited)
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Lily Ellis

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That is good to know I can stockpile data. I looked at Public Mobile and by the time I added on Canada wide coverage, calls to US, it added up. I didn’t like that the data plans were for only 90 days. Thanks for your answer as it confirms what I thought. I might just go grab those sim cards before the prepaid sale ends.
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David, Mobile Master

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You seem on the right track. You can purchase additional data boosters through your phone, or online as you need them while you are away without any need to stockpile them, just buy a booster just before the one you have runs out.

Keep your money in your pocket until you need to spend it.
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Lily Ellis

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Thanks David. The reason I would like to stockpile them is because our expenses in the summer are about double of those in the winter. It would give me a head start to have some data stockpiled so I am not laying out $60 for 2 gb of data every month when our expenses are high.
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Lily Ellis

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Oh one other thing. Would both my husband and I qualify for the extra bonuses available now on prepaid because we each have to set up an account? We would be going from one postpaid account with 2 phones to 2 separate prepaid accounts (I think I read that is how it has to be done). So I imagine each prepaid account would qualify for the double bonuses?
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Ramie Wang

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That sounds right, each account will have it's own bonus add-on boosters.
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Mayumi, Mobile Master

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Just a note :
 There is a limit of one double value Booster at each price within each category, per customer.  So, you can buy one $30 data booster with bonus (1+1=2GB), but next $30 booster comes with 1 GB.
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Lily Ellis

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Thanks all. I think I will brave the mall today to get those sim cards. Get set up online in case those specials go away over night (been there before!)
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BobTheElectrician

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Did that move a few years ago and haven't regretted it one minute. Prepaid is ideal for erratic users. Never any overages or need to change plans, nor any minutes or data that just evaporate at the end of the billling period. Just top up your gas tank when you need more. Grab the double bonus boosters for each account while they are there.
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Lily Ellis

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Glad to hear from someone else who has done this. I really couldn’t see a downside, but am a newbie when it comes to prepaid (probably 10 years on postpaid). Unfortunately Koodo doesn’t want me to switch because I have been on “Please wait while your activation is being processed”for about 15 minutes and I still have one more phone to do. Not sure what to do at this point.
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Lily Ellis

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I think it was my old laptop’s fault. I tried 4 times and couldn’t get past the activation page (spinning circle for 20 minutes each time). Finally moved over to desktop and it worked right away. All set up with my bonus minutes and data. Thanks.
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Dennis, Mobile Master

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Im late to the party, but note that prepaid plans are for every 30 days and not monthly like postpaid.  So you will end up losing a few days per year
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Lily Ellis

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After being on postpaid for so many years, I am a little unsure of a couple of things on prepaid. The picture below shows $15 as amount due. I assume this means $15 is due next month on Jan 8th? Also, my base plan is $15 and I signed up for automatic top ups. It gave me choices of $15, $20 etc. If I pick $15 will the amount withdrawn be $15 plus taxes or just $15 even? I wasn’t sure so I picked $20.
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Mayumi, Mobile Master

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Correct on both. Your base plan will expire on Jan 8th, and it's due $15 by then.

Auto top $15 means $15 plus Tax, so you will have extra $5 on your account if you don't change the amount.  In that case It will still withdraw $20 month after and you will accumulate another $5 on your account.(10% bonus also credit back onto your account).   Or you can change the amount to $15.

You can buy another boosters once you have enough funds in your account, or remove Auto top up for a month to renew your base plan, then set up Auto again.
(Edited)
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Ramie Wang

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I'll say just remove the current $20 topup and re-add $15 auto top up.
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Lily Ellis

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Great thanks for clarifying.