Because I had less-than-perfect credit rating, when I became a koodoo customer, my Account Holder is ex-spouse. I am wanting to completely change Account Holder to myself since I have been making my monthly payments in Full, through my Visa, & most recently switched back to telephone & on-line banking. In my last visit to Koodoo on-line, I saw the Option of gaining the ability to do so on my own. Where do I find Changing Account Holder??