Can i get a new phone while keeping $0 extra per month small tab

  • 1
  • Question
  • Updated 2 years ago
  • Answered
Archived and Closed

This conversation is no longer open for comments or replies and is no longer visible to community members. The community moderator provided the following reason for archiving: Positive Tab mentions

Basically what im wondering is, if i wanted to, could i get a new phone, on my current plan and keeping my small tab - use it up to the regular -$250 balance, and then pay the rest outright?? 

rather than turning a $25 per month bill into a $36 per month bill? and thats if im not made to get a new plan at my same current value which is already $35... so my current $25 bill would actually turn into a $46 per month bill if that were the case.... id rather not double what i have to spend per month. 

Koodo prides itself on no contracts, but guess what having to pay X amount of dollars more per billing cycle for 2 years basically is?? Yep.... a contract. 
Photo of Mel

Mel

  • 1,044 Points 1k badge 2x thumb

Posted 2 years ago

  • 1
Photo of Chad Burr

Chad Burr, Mobile Master

  • 203,988 Points 100k badge 2x thumb
Hi how much is your current plan? 25$ or 35$?
Photo of Zhuge Liang

Zhuge Liang

  • 252 Points 250 badge 2x thumb
Basically, you can get a new phone and then pay the tab afterwards.  This way, you pay the phone outright and no need to worry about the additional charge per month for the phone.
Photo of Mayumi

Mayumi, Mobile Master

  • 115,056 Points 100k badge 2x thumb
Koodo no longer contribute tab for you. You have to pay 100% for your phone.
And the phone have to be payed off within 24 months. 

If you buy a phone from Koodo on Tab (it's more like an interesting loan now.)
you will pay  >  [Plan] + [Phone:$xx tab charge] per month.

If you buy a phone outright, then no extra charge(tab charge) every month as Zhuge mentioned.

And you can keep your current plan.
If you used Tab plus plan, then you will have to switch to one of Tab plus plan.
Photo of Goran

Goran, Mobile Master

  • 96,970 Points 50k badge 2x thumb
I have noticed that a fair number of phones are slightly cheaper if you get them on tab than if you buy outright. That happens more during sales seasons. The Moto x Play is 50 dollars off on tab, for instance. It seems very inconsistent. The Moto G 2015 is half off via tab as well right now for 120 ($5x24mths). The One M8 was 168 for a week or so a few months back.
Photo of Pete

Pete

  • 234 Points 100 badge 2x thumb
Yes so unless you buy your phone out right you are on a 2 year contract or till you pay the balance owning on the phone 
Photo of Mel

Mel

  • 1,044 Points 1k badge 2x thumb
My plan now is $25. And I'm grandfathered into one of the old tab plans where they do still contribute. I'm building up a positive tab now.

The phone I was looking at was the s5 neo... So I'm thinking they'd pretty much make me switch plans, and therefore tabs. To get the equivalent of the plan I'm on now, would be $35, plus the 11$ tab plus taxes.... I'd be more than doubling my current bill.

Koodo contributing to the tab as a new customer was a huge selling feature for me. But now they've become like all the rest it seems, but it's just still called a tab, tricking people into thinking they will contribute still by the name of it.

So I think basically my choices would be to buy my phone outright, bring over an unlocked phone, or change phones and plans/tabs and double my monthly costs...
Photo of Pete

Pete

  • 234 Points 100 badge 2x thumb
Yes those are basically your choices, . Yes they call it a tab but it is basically a contract
Photo of Goran

Goran, Mobile Master

  • 97,064 Points 50k badge 2x thumb
As Mayumi said, Melanie, you get to keep your current plan. Th only way you cannot keep your current plan is if you want a tab plus. I would suggest against that unless you live in QC/SK/MB, as otherwise the tab plus plans aren't worth it unless you really need a much larger data bucket.

You can argue that tab vs term vs contract are all semantics but there are minor differences. It's not really a difference now that the CRTC forced a change in cancellation fees, but now it's all if you end your tab or contract before the time is up, you owe whatever is left on the phone. Koodo's tab system is little more than a no interest loan with few exceptions like I wrote earlier.
Photo of Mel

Mel

  • 1,044 Points 1k badge 2x thumb
It seems like they will make you change at least tabs though... most phones look to be at least $11 extra dollars per month for 2 years. the new "tab small" is the same as the old regular tab, but the choices in phone are extremely limited. 
Photo of Zhuge Liang

Zhuge Liang

  • 252 Points 250 badge 2x thumb
Unless you are not going to use your positive tab, it only goes up to $150 max.  Once you use your tab, the old tab system will be gone..ie no more contribution from Koodo, this is your last positive $150 tab, after you use it, there will be no more contribution from Koodo, no matter what grandfathered plan you have.
Photo of Mel

Mel

  • 1,044 Points 1k badge 2x thumb
that really is a bummer, that was a big draw in for me as a new customer. "no fees" just the plan itself.... well now theres fees if i were to want a new device. unless i were to get a totally bottom of the line phone, in which case what would be the point of upgrading, right? 
Photo of Goran

Goran, Mobile Master

  • 96,848 Points 50k badge 2x thumb
That's not what a fee is, paying for a phone. It sucks that they no longer give any subsidy with very few exceptions, and the savings originally put into the plans since the tab change have been fully eroded away, but that's what everyone is doing pretty well at this point. You have to buy a phone now when you "upgrade." Again, not a fee.  At least you still have some sort of balance that you can use one last time to lower the cost.
Photo of Sam Dmitruk

Sam Dmitruk

  • 384 Points 250 badge 2x thumb

You may want to sign up for the S5 Neo on Koodo to receive the activation credit (receiving the phone for 360.00) and using your positive tab against that 360.00.  You can then call Koodo and pay off your tab. That way you'd end up paying less than if you bought the S5 Neo outright.

Photo of Mayumi

Mayumi, Mobile Master

  • 114,614 Points 100k badge 2x thumb
It seems that you can't pay off your tab right away if you receive the activation credit.
You have to wait 90 days to do that.
Photo of Sam Dmitruk

Sam Dmitruk

  • 384 Points 250 badge 2x thumb
My understand of that was as long as you keep the service you can lower your tab, although I've never actually done this in practice.  Either way, paying the extra tab payment for 3 months outweighs the cost of buying the phone upfront.
Photo of Mel

Mel

  • 1,044 Points 1k badge 2x thumb
i wouldnt mind the extra cost for a few months... but for the entire time would bother me... i love that with taxes my plan comes to $28. theres no data included but everywhere has wifi, so its perfect. 
Photo of Goran

Goran, Mobile Master

  • 96,450 Points 50k badge 2x thumb
It's not what your plan costs so much as you're getting a loan on a phone.

This conversation is no longer open for comments or replies.