I’ve tried to search everywhere for more info on this.. I want to upgrade to the iPhone XR with $580 in phone credit on a 24 month tab. If I cancel my tab in a year or so, which I will need to do when I leave the country, I’m fully aware I’ll need to pay off the remaining tab balance. But what happens with the phone credit? The “nitty gritty” states that if the service is cancelled, any tab balance PLUS the phone credit balance becomes due and payable and the remaining tab and phone credit balance will be calculated based on an equal monthly reduction over the 24 month period. Is anyone able to shed some more light on how this works? Thanks!