I want to get the iPhone 8 for my wife, but it's been a while since we have had a tab. It used to be that Koodo would pay a portion of your tab each month, and you would pay the other portion. That way, you actually get the phone for cheaper than retail. However, it looks now like Koodo is just offering the tab at retail. Is this true? I am in BC, Canada, by the way. I can afford to buy the phone outright from Apple, but if Koodo offers to pay off some of the tab, I will get it through the tab program to save some money. Thank you!