For example: the Note 4 retail price is currently $810. One could pay $450 up front, and a tab fee of $15 a month for 24 months and completely pay off the phone. $450 + 24*$15 = $810 The iPhone 6 (let's say the 16GB version)) retails for $864. If one pays $360 now, as recommended by Koodo, and a tab fee of $21 a month for 24 months, that phone would also be paid off. $360 + 24*$21 = $864 The difference in these two situations is that apparently the only way to purchase any of the latest iPhones would be to switch to one of the Tab Plus plans, which are all incredibly poorly priced for what you're getting. Let's say one opted for the $75 Tab Plus plan (2GB data) instead of the equivalent promotional $55 Tab plan (also 2GB data), which I believe is normally $65. Am I missing something, or is there no particular reason why you can only buy an iPhone on Tab Plus? Why can't I simply opt to pay less up front, up my monthly tab charge from $15 to $21, and choose one of the regular Tab plans for >$10 cheaper? It appears that either way, the entire cost of the phone is going to be paid off solely by the customer either way, so is Koodo purposefully boxing you into one single financing option, for the privilege of opting to purchase and own an iPhone? Thanks in advance to anybody who can shed some light on this. Cheers!