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[iPhone 6/6 Plus Pricing] Can I opt for a $21 (or more) monthly tab charge, WITHOUT switching to a Tab Plus plan?


For example: the Note 4 retail price is currently $810. One could pay $450 up front, and a tab fee of $15 a month for 24 months and completely pay off the phone. $450 + 24*$15 = $810 The iPhone 6 (let's say the 16GB version)) retails for $864. If one pays $360 now, as recommended by Koodo, and a tab fee of $21 a month for 24 months, that phone would also be paid off. $360 + 24*$21 = $864 The difference in these two situations is that apparently the only way to purchase any of the latest iPhones would be to switch to one of the Tab Plus plans, which are all incredibly poorly priced for what you're getting. Let's say one opted for the $75 Tab Plus plan (2GB data) instead of the equivalent promotional $55 Tab plan (also 2GB data), which I believe is normally $65. Am I missing something, or is there no particular reason why you can only buy an iPhone on Tab Plus? Why can't I simply opt to pay less up front, up my monthly tab charge from $15 to $21, and choose one of the regular Tab plans for >$10 cheaper? It appears that either way, the entire cost of the phone is going to be paid off solely by the customer either way, so is Koodo purposefully boxing you into one single financing option, for the privilege of opting to purchase and own an iPhone? Thanks in advance to anybody who can shed some light on this. Cheers!

13 replies

You can buy an iPhone 6 or 6 Plus with a smaller Tab -$360 ($24*15) or less.
Userlevel 7
The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only advertise the highest possible subsidy. If someone wanted to pay a little bit more upfront like the smaller Tabs, Apple would rather get all their money right away and have you buy it full price + unlocked from one of their stores.
Userlevel 7
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

I dont think you understand what OP wants. He wants to use more than the allowed $360 on the tab. He wants to put more on the tab without it being a tab plus and having to get a tab plus plan. OP, this just isnt possible. You can only put up to $360 on your tab ($15 tab charge) if you want to keep your existing plan/go on a normal plan.
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

why can't i put $500 down on an iPhone6 leaving a 360 balance which at a $15 tab would be paid off in 24 months and then choose the $35 monthly plan as that is all I need??
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

You can.
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

thank you - i will be in to a Koodo store this weekend!
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

There seems to be a big ripoff here with the tab plus.  Using the iphone 6 example of 360 down and the tab of 21 per month equals the cost of 864 dollars.  The problem is that the 750 mb plan on the regular tab is 45 per month.  The same 750 mb plan on the tab plus is 65 per month.(with slightly more minutes).  That is an additional 480 dollars over two years.  Am I missing something?
Userlevel 7
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

You're not missing anything, that's how it works. It's kind of like interest on a mortgage or car - the less down payment you put, generally, the more you'll pay through interest when you finance it. We want shiny stuff, we pay a shiny price - either upfront or through a plan.
Userlevel 7
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

If you want a bigger subsidy, you're going to pay more for your plan. That's how it works.
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

Blah blah blah. Its called price gouging.
Userlevel 7
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

If you buy a new car cash, you will pay less overall through 5 or 7 years than if you financed the principal for those amounts of time. This is similar to how the Tab Plus works. It's going to cost you more to subsidize a phone versus paying more upfront. You can't get a Ferrari for the price of a Corolla. Ps. Not an employee.
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

No its is nothing like buying a car. If i want to buy a car and get the sirus radio package, it's gonna cost me $xxx a month and it doesnt matterhow much I put down on the car.
The tab plus costing more is already accounting for the higher rate being paid through the lower down payment. Jacking up a rate plan for a lesser product being offered should have ZERO to do with how much you pay for the phone.
Under your logic, they want $6 more a month for the tab plus an extra $17 on the plan as what, an administration charge?? The markup on these phones is already at 300%. Stop being an apologist.
Jonathan I wrote:

The good news is yes you can use the smaller Tab. Apple generally enforces carriers to only a...

" It's kind of like interest on a mortgage or car ". the only difference is that interest on a mortgage or a car is less then what koodo is charging. If you have a regular tag @ $60/month and you what the biggest subsidy, koodo requires you to get the tab plus, minimum $69/month. that means they are charging $216 interest on $144. You get better interest rates from a loan shark.

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