I have an iPhone on an "old" tab which Koodo subsidizes monthly by contributing 15% of my monthly bill towards the tab. I only pay a flat $5.00/mo. There is a tab balance left of $107. but with Koodo's contributing portion, I only have $5.00/mo. left to pay over the remaining 10 months, or $50 Question: my phone isn't working properly (no WiFi) and is out of warranty. Once I get a new phone, my understanding is my old tab must be paid off FIRST, which means I waive my right to have Koodo contribute to my monthly tab, am i correct??? Thx, just want to make sure I understand this correctly. As far as I know, you cannot start a new tab without paying your old tab off first. So...looking at a difference of $107. compared to $50. and I have the choice of continuing to use my existing phone without WiFi. Am I on the right track???