Hello Has it already happened to you to drop your phone on the ground or in the water? Does it happen quite often? Koodo's could implement some new "insurance" policy where one would pay an predefined amount variable from a phone to another that will insure thing like broken, stolen, or water-damaged devices. Some US carriers are already offering this option, but nothing is offered in Canada. Why not be the first? Everyone knows that insurance companies make a lot of money and the customer will be happy to have a new phone when his has been damaged. Benefits both parties. Would you buy this kind of insurance? How much would you guys pays for this kind of insurance for an -iPhone 6? -iPhone 5S? -Gs5? -Gs4? Would a percentage of the phone's value be a better charge??