I set up a phone (blackberry) under my own name too young, when I was about 16. A year or two later I lost it in a field somewhere for over a year. Was too young to understand how everything really worked. I was continuously charged until they cut it off and went to credit union. Found out when I tried talking to them again. Can't get any type of phone. Trying to get a phone anywhere is impossible. Affected my credit huge.
What should I do to get rid ofthe bad credit and be eligible for a new phone again?