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Question

How to get out of debt from koodo


I set up a phone (blackberry) under my own name too young, when I was about 16. A year or two later I lost it in a field somewhere for over a year. Was too young to understand how everything really worked. I was continuously charged until they cut it off and went to credit union. Found out when I tried talking to them again. Can't get any type of phone. Trying to get a phone anywhere is impossible. Affected my credit huge.
What should I do to get rid ofthe bad credit and be eligible for a new phone again?

3 replies

Userlevel 7
Badge +4
Google "how to repair credit rating" for the steps to address this issue with the credit reporting agencies.

In the meantime, you could look at prepaid phone plans from Telus, Koodo or Public Mobile to meet your communications needs. You would need to buy a phone outright, though.
Thanks. Does it make a difference if it was at least 7 years ago?
Badge +4
If I’m not mistaken, at 16 years of age, you would not have been able to enter into a legally binding contract.

Here's some information on contracts, refer to the heading Capacity.

https://www.legalline.ca/legal-answers/contracts/

To learn more about how long information stays on your credit report, click the link below.

https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/information-credit-report.html

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