I currently owe $178 because I didn't pay my last bill or the current one and my spending limit is $200. I've only had American cash and I've been waiting to get money paid back by a family member so I didn't pay it on time. I called Koodo last Thursday and said I'd pay $120 today but I was only able to pay $80 because some stupid TVO charity keeps withdrawing donations from my savings account even though I requested them to stop and my account was over drawn as a result by $40 (I'm a broke university student okay lol) and I didn't know that before I put the money in my account. I always use online banking to pay my bill. Will koodo disconnect me if I only paid $80? I'm below my spending limit now but I did promise to pay $120. I'm still pretty new to koodo so I don't know how strict they are.