I set up the pre-authorized bill payments when I first signed up, but it said it takes a full billing cycle to start so I assumed I'd have to pay another way. However when I check my Billing Overview it shows that my next pre-authorized payment date is in fact today, when the bill is due? Does this mean I don't have to pay another way? I haven't figured out a way to pay as I don't have a credit card.. So I guess I have two questions, 1. Do I even have to pay, and 2. If yes, can I do a bill payment through my bank?