If I have a 0.00 bank account balance and want to pay with the onetime payment option, I have a $40 minute phone card for my $45 plan, just bought phone a month ago and thought it was $40plan. I am wondering if they will charge my bank account until payday when money goes into my account. If not allowed I will not use this option. I cannot buy another card until payday to pay the remaining $5.00 balance Will Koodo allow me to charge it to my bank account. And if so will payment go through to Koodo right away and just charge my bank account until payday. I bought this minute card last payday. My minutes are due and didn't know it was $45plan, until I went online to add my minute card , then i checked my online plan overview.