I pay monthly on my current plan with an LG G3. I see I can upgrade to an LG G5 now online only. Why is it asking for my credit card where I must pay $14 monthly for the tab? I'm a monthly customer already. Why doesn't the cost of the medium tab just get added to my monthly bill? I don't understand why this online deal is asking for my credit card to complete the transaction. I'm logged into my Koodo Account under my name/account already.